What's your car worth?Used Cars Under $20,000 in Wichita, Topeka & Coffeyville, KS
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Affordable Used Cars Under $20,000 in Kansas
Drive Now makes it easy to get into a dependable vehicle without a big price tag. This page shows our used cars, trucks, SUVs, minivans and cargo vans under $20,000 across our three Kansas lots in Wichita, Topeka and Coffeyville. Every pre-owned vehicle we sell comes with a 24 month/24,000 mile limited warranty (whichever comes first) and a multipoint inspection by a trusted, neutral third-party specialist — and because Drive Now is a buy here, pay here dealer, we handle your financing in-house.
What You'll Find Under $20K
Everyday Commuter Cars
Fuel-friendly sedans and hatchbacks for the daily drive on I-135, Kellogg, Topeka Boulevard or US-169. Look for the Chevrolet Malibu, Cruze and Sonic, Toyota Camry, Ford Fusion, Taurus and Fiesta, Nissan Versa Note and Kia Soul. Browse fuel-efficient vehicles.
SUVs and Crossovers
Compact SUVs like the Ford Escape and EcoSport, Chevrolet Equinox, Nissan Rogue and Rogue Sport and Hyundai Tucson, plus larger models like the Chevrolet Suburban, Dodge Durango and Acura MDX. Several offer AWD for Kansas ice and snow. Need room for seven or more? See our used third-row SUVs.
Minivans for Families
Minivans like the Dodge Grand Caravan, Chrysler Pacifica and Chrysler Town & Country make school runs, sports practice and road trips easy.
Pickup Trucks
Work-ready trucks including the Ford F-150, Chevrolet Silverado 1500 and GMC Sierra 1500 — some with 4WD — plus midsize options like the Nissan Frontier.
Cargo Vans for Work
Contractors and small businesses can find Ford Econoline E-150 and E-250 cargo vans in this price range.
Coupes and Fun Cars
Want something fun? Look for sporty picks like the Dodge Charger R/T, Chevrolet Camaro, Mazda MX-5 Miata, Scion FR-S, Cadillac CTS Coupe and Honda Accord Coupe.
Inventory moves fast. Browse the listings above or our full used inventory.
In-House Financing for Every Credit Situation
Drive Now is the bank. We finance vehicles in-house, make the approval decision ourselves and offer one interest rate for everyone — so we can approve customers other lenders turn away.
- Bad credit, no credit or past credit challenges are welcome, including a past repo, foreclosure or bankruptcy.
- First-time car buyer program for drivers buying their first vehicle.
- We report on-time payments to the credit bureaus, which may help you build your credit.
- Many customers qualify without a co-signer.
- Fast paperwork: once you've picked your vehicle, be in and out in under an hour.
Apply online in minutes, check your credit score with no impact to your score, or estimate a budget with our payment calculator.
How to Buy From Drive Now
- Pre-qualify online. Complete the quick application from your phone or computer.
- Get your trade value. Use our trade-in tool — you may also qualify for a sales tax credit you can put toward your down payment.
- Pick your vehicle. Choose from the listings above.
- Visit your nearest lot. Bring a valid ID, proof of income and proof of residence to speed things up.
- Drive home. Finalize the paperwork and hit the road.
Our Three Kansas Locations
Drive Now Wichita
4611 S Broadway Street, Wichita, KS 67216 · (316) 524-8000
On South Broadway in south Wichita, convenient for shoppers from Haysville, Derby, Mulvane, Park City, Bel Aire, Goddard and Andover.
Drive Now Topeka
3124 SW Topeka Blvd, Topeka, KS 66611 · (785) 232-7006
On SW Topeka Boulevard, serving drivers from Lawrence, Silver Lake, Auburn, Rossville, Perry and Osage City.
Drive Now Coffeyville
1118 W 11th, Coffeyville, KS 67337 · (620) 688-6500
Serving southeast Kansas and northeast Oklahoma, including Independence, Cherryvale, Caney, Parsons, South Coffeyville and Bartlesville.
Used Cars Under $20,000 FAQs
Do your used cars come with a warranty?
Yes. All of our pre-owned inventory comes with a 24 month/24,000 mile limited warranty, whichever comes first.
Are your vehicles inspected?
Yes. Every used vehicle undergoes a comprehensive multipoint inspection by a trusted, neutral third-party specialist.
Can I get a car under $20,000 with bad credit?
Yes. Drive Now finances in-house and specializes in helping drivers with bad credit, no credit or past credit challenges, including a past repo, foreclosure or bankruptcy.
What does buy here, pay here mean?
It means Drive Now finances your vehicle in-house instead of sending you to an outside lender. We make the approval decision ourselves and offer one interest rate for everyone.
Will checking my credit hurt my score?
No. Checking your credit through Drive Now won't hurt your score. Check your score at no cost.
Can buying from Drive Now help my credit?
It can. We report on-time payments to the credit bureaus, and consistent on-time payments help build a positive payment history.
Do I need a co-signer?
Many customers qualify without a co-signer. Down payment requirements vary by situation, and our team will explain exactly what you'll need.
Can I trade in my current vehicle?
Yes. Get your trade-in value online or in person. You may qualify for a sales tax credit that you can use toward your down payment.